An USURER is one that puts his money to the unnatural act of generation, and the scrivener is his bawd

Meaning & Analysis

A moneylender (usurer) who charges interest is engaging in an 'unnatural act' by making an inanimate object (money) reproduce. The scrivener, a person who drafts the financial contracts, is compared to a 'bawd' (a pimp) for arranging this morally illicit transaction.

Insights

The Perversion of Nature

The proverb frames moneylending at interest as a perversion of nature. By describing it as an 'unnatural act of generation', it equates finance with sterile, non-productive, and fundamentally immoral activity, contrasting it with natural, organic growth like farming or animal husbandry.

Complicity and Moral Corruption

By casting the scrivener as a 'bawd', the proverb creates a powerful metaphor for complicity in unethical acts. It argues that those who facilitate immoral transactions share in the guilt, just as a pimp is culpable in prostitution. It's a critique of enabling professional services that support exploitation.

Illegitimate Profit

The proverb critiques the abstraction of wealth. 'Generation' from money is seen as illegitimate because it is disconnected from tangible labor or the creation of real goods. It reflects a deep suspicion of profit derived purely from financial manipulation rather than productive work.

Critique of Early Capitalism

This proverb reflects deep-seated anxieties from medieval and early modern economies transitioning toward capitalism. The core objection, rooted in Aristotelian philosophy and Christian theology, was that money, being inanimate, should not 'breed'. The proverb's power lies in framing a financial practice not merely as sinful but as a grotesque violation of the natural order.

The Ecosystem of Vice

The comparison of the scrivener to a 'bawd' (a pimp or procurer) is a masterful stroke of rhetoric, implicating the entire legal and administrative apparatus that enables usury. It suggests that immoral profit requires a system of complicit agents who, while not the primary actors, are essential facilitators of the 'unnatural' act.

Literary Resonance

Shakespeare's 'Merchant of Venice' provides a perfect dramatic exploration of this proverb. Shylock's defense of his practice ('I make it breed as fast') directly confronts Antonio's moral revulsion ('Is your gold and silver ewes and rams?'), staging the central conflict between an older, nature-based morality and a new, abstract financial logic.

Rhetorical Devices

Extended Metaphor

The proverb is built on a powerful and damning extended metaphor that equates usury with a sexually deviant or 'unnatural' act and the financial facilitator with a pimp, framing the entire practice in terms of vice and perversion.

Pejorative Language

The use of emotionally and morally charged terms like 'unnatural act' and 'bawd' is a deliberate choice to condemn the practice of usury unequivocally, leaving no room for neutral interpretation.

Analogy

The proverb creates a structural analogy: the usurer is to the scrivener as a client seeking illicit services is to a bawd. This structure clarifies the perceived roles and moral status of each party in the financial transaction.

usuryfinancemoralityexploitationcomplicitynature
Analyzed with gemini-2.5-pro on July 31, 2025

Transcription

Quotations

1659, HOW, Eng. Prov., p. 18

Shakespeare Citations

Is your gold and silver ewes and rams? —I cannot tell; I make it breed as fast.

MV, I.iii

Cross References

Original Scan

An USURER is one that puts his money to the unnatural act of generation, and the scrivener is his bawd - a scanned entry from Tilley's 1950 Dictionary of Proverbs.
Scan courtesy of HathiTrust Digital Library.
Used under CC BY-NC 3.0.

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Last updated: January 27, 2026