BUILDING is chargeable

Meaning & Analysis

Putting up a house or undertaking construction is expensive and laden with continuing costs.

Insights

Underestimated expense

What begins with a budget swells through add-ons and overruns; the true price invariably exceeds the figure first imagined.

Commitment cascade

Each decision begets dependent costs—foundations demand finishes, rooms demand furnishings—binding the builder to a chain of outlays.

Display pressure

Status attached to houses tempts ornamental spending; reputation converts private choice into public obligation.

Lifetime tail

Beyond erection come taxes, maintenance, and repairs; ‘chargeable’ names a stream, not a moment, of payments.

Capital lock-in

Money sunk into walls loses liquidity; opportunity cost is part of the ‘charge’ seldom tallied at the start.

Household prudence

The proverb operates as a budgeting axiom, warning families to pad estimates and expect the unforeseen.

Kin to garden costs

Traditional pairings with garden-making stress that improvements expand by appetite; cultivation, like construction, is a spender’s slope.

Social arithmetic

‘Chargeable’ carries a moral shade: the wise head of house balances honor against solvency, refusing to buy prestige with penury.

Behavioral bias

Optimism, scope creep, and ‘just one more’ upgrades explain why projects outstrip means; the proverb is folk inoculation against rosy planning.

Continuity with harsher maxims

Softer than ‘building is a thief,’ this form states a sober fact rather than a rebuke, but points to the same danger of sweet impoverishment.

Rhetorical Devices

Understatement

Calling it merely ‘chargeable’ coolly compresses a world of overruns into a dry ledger term, sharpening the caution.

Metonymy

‘Building’ stands for the whole enterprise—planning, labor, finishes, upkeep—beyond the initial work.

Aphoristic brevity

The terse, categorical phrasing reads like household law, easy to cite when tempering ambition.

Paratactic clarity

No qualifiers or excuses—just a noun and verdict—lend the line the finality of a budget note.

Economic diction

The accounting word ‘chargeable’ lends prosaic authority, shifting talk from desire to cost.

buildingexpenseprudenceoverspendmaintenanceopportunitycost
Analyzed with gpt-5.0-thinking on November 14, 2025

Transcription

Quotations

1616, DR., s.v. Ability, no. 5
1639, CL., s.v. Modestia, p. 212
1659, N.R., p. 21

Cross References

Original Scan

BUILDING is chargeable - a scanned entry from Tilley's 1950 Dictionary of Proverbs.
Scan courtesy of HathiTrust Digital Library.
Used under CC BY-NC 3.0.

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Last updated: January 27, 2026