He that has it and will not keep it, he that wants it and will not seek it, he that drinks and is not dry shall want MONEY as well as I

Meaning & Analysis

The proverb identifies three types of people destined for poverty: one who carelessly loses what they have, one who is too lazy to pursue what they need, and one who wastefully consumes what they do not require. The speaker wryly includes themselves in this group.

Insights

Anatomy of Self-Sabotage

The proverb outlines three distinct patterns of self-destructive behavior: carelessness with existing resources, passive inaction in the face of need, and gratuitous indulgence. It posits that financial ruin is not a matter of luck, but a direct consequence of these character flaws.

Folly and Financial Ruin

The proverb serves as a moral fable, equating specific types of foolish or irrational behavior with the inevitable outcome of poverty. It is a timeless warning that a lack of foresight, discipline, and effort are the direct causes of destitution.

Critique of Irrationality

Beyond money, the proverb critiques a broader pattern of irrationality. It is about the failure to act in one's own self-interest, whether through neglect, apathy, or excess. Poverty is presented as the logical endpoint of a life lived without reason or discipline.

Psychological Archetypes

The proverb presents three timeless psychological archetypes of financial failure: the spendthrift ('has it and will not keep it'), the sluggard ('wants it and will not seek it'), and the hedonist ('drinks and is not dry'). These archetypes represent fundamental human follies leading to ruin.

Self-Deprecating Humor

The concluding phrase, 'as well as I,' adds a layer of ironic, self-deprecating humor. It can be seen as a humble admission of the speaker's own struggles or a wry observation that everyone is prone to these foolish impulses, making the advice more relatable.

Moral and Economic Lesson

This proverb functions as a piece of folk wisdom that blends a moral lesson about character with a practical economic one. It reflects a worldview where thrift, ambition, and moderation are the primary virtues for achieving financial stability.

Rhetorical Devices

Parallelism

The repetitive structure of 'He that..., he that..., he that...' creates a powerful, memorable rhythm. This parallelism emphasizes that three distinct behaviors all lead to the same unfortunate outcome.

Triadic Structure

The use of a triad (a group of three) is a classic rhetorical device that makes the proverb feel complete and authoritative. The three examples of foolishness build a cumulative and compelling case against such behavior.

Paradox

The phrase 'drinks and is not dry' presents a paradoxical action without a logical cause. This effectively highlights the absurdity of wasteful consumption and indulgence for its own sake.

follypovertyself-sabotageinactionwastefulnessconsequences
Analyzed with gemini-2.5-pro on September 29, 2025

Transcription

Quotations

1659, HOW., Eng. Prov., p. 21.
1670, RAY, p. 211.

Original Scan

He that has it and will not keep it, he that wants it and will not seek it, he that drinks and is not dry shall want MONEY as well as I - a scanned entry from Tilley's 1950 Dictionary of Proverbs.
Scan courtesy of HathiTrust Digital Library.
Used under CC BY-NC 3.0.

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Last updated: January 27, 2026